Skip to main content

Visalia

Visalia Mortgage-Home Loans.

Don't be a victim: Mortgage Banks Rake in Profits at the expense of consumers.

The too big to fail banks are now facing higher scrutiny from mortgage borrowers and the United States Government. In recent years the banks have made great profits at the expense of consumers. They are taking advantage of reduced competition left by the recent financial disaster. Banks have free reign to increase their interest rates and fees. Also, by having their lobbyists influence laws in their favor, banks can charge higher fees and interest rates. It is expected that new legislature will turn the tables around and even out the playing field on the side of the consumer and home owner. New smaller more competitive lenders are making loans available to consumers online. By offering lower interest rates and closing costs. EKV Financial is an online lenders. We pride ourselves in offering competitive interest rates and great customer service.

If you are looking to refinance or purchase a home now is a great time. Due to a United States economy interest rates have been kept very low. Lower interest rates means cheap or low monthly mortgage payments for mortgage borrowers.

As a mortgage broker we can submit your loan application to many lenders with just one credit report.

Get your mortgage quote from one of our mortgage lending specialists and find out today's best mortgage interest rates. Compare our rates and fees side by side with your bank, broker or credit union. In many cases we can save you $3000 - $6000 over your current quote.

Please fill out our contact form and one of our friendly loan representatives will provide you with a no obligation mortgage quote.

Reduce your monthly expenses by consolidating your bills. Take advantage of the equity in your home and consolidate your credit cards, car loans or second mortgage into one manageable home equity loan. Consolidating your bills will leave with more money at the end of each month and allow you to write off more of your debts as a tax deduction.

Home improvements will help you keep and even increase the value of your home. If your house needs updating or a complete rehab you need to take advantage of today's low interest rates. A new kitchen or bathroom remodel can increase your home's equity. Even if you don't plan on selling your house you will obtain greater enjoyment from your house if its in good condition while protecting your investment for years to come. Take advantage of today's low interest rates. If you currently have a high interest rate you can borrow against the equity in your home with little or no increase in your current monthly payments.

We have recently beat 1st mortgage quotes from: Bank of America Mortgage, Ditech Funding, Wells Fargo and US Bank.

Mortgage Payment Terms available for Purchase , Refinance or Remortgage:

  • Fixed Rates
  • 30 Year Fixed Rate Mortgage
  • 25 Year Fixed Rate Mortgage
  • 15 Year Fixed Rate Mortgage
  • 10 Year Fixed Rate Mortgage
  • Adjustable Rate Mortgages(ARM'S)/ Variable Rate Mortgage
  • 5/1 ARM LIBOR/TREASURY Mortgage
  • 3/1 ARM LIBOR/TREASURY Mortgage
  • 1/1 ARM LIBOR/TREASURY Mortgage
  • Interest Only Payments

Mortgage Program Options: