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Hermosa Beach

Hermosa Beach Mortgage-Home Loans.

This Just In: Borrowers are discovering that Online Mortgage Lenders Cost Less Money.

The "too big to fail" banks are now facing higher scrutiny from mortgage borrowers and the United States Government. In recent years the banks have made great profits at the expense of consumers.

The recent financial disaster place a lot of lender, brokers and banks out of business. Because of reduced mortgage competition, the government bailout banks have free reign to increase their interest rates and fees. In addition, their lobbyists influence law makers to write laws that allow them to charge you higher fees. It is expected that new legislature will turn the tables around and even out the playing field on behalf of home owners. New smaller and competitive lenders are making loans available to mortgage borrowers. EKV Financial is one of these discount online lenders offering low interest rates and low or no closing cost options. We pride ourselves in offering today's best interest rates and great customer service. You will deal with the same home loan specialist from beginning to end.

If you are looking to refinance or purchase a home now is a great time. Due to a slow down in the United States economy interest rates have been kept very low. Lower interest rates means cheap or low monthly mortgage payments for those seeking home loans. Also, as a mortgage broker we can submit your loan application to many lenders at once.

Get your mortgage quote from us and find get today's best mortgage interest rates. Compare our rates and fees side by side with your bank, broker or credit union. In many cases we can save you $3000 - $6000 over your current mortgage quote.

Please fill out our contact form and one of our friendly loan representatives will provide you with a no obligation mortgage quote.

Reduce your monthly expenses by consolidating your bills. Take advantage of the equity in your home and consolidate your credit cards, car loans or second mortgage into one manageable home equity loan. Consolidating your bills will leave you with more money at the end of each month. In addition you may be able to to write off most of your debts.

Home improvements may help you keep and even increase the value of your home. If your house needs some updating or a complete rehab now is the time. A new kitchen or bathroom may even increase a home's value. Even if you don't plan on selling your house you will obtain greater enjoyment from your home if its in good condition. You are also protecting your investment for many years to come. Take advantage of today's low interest rates. If you currently have a high interest rate may be able to borrow against your home without any increase in your current monthly payment.

We can save you money even you are working with 1st mortgage quotes from: Wells Fargo Mortgage, Bank of America Mortgage and US Bank.

Mortgage Payment Terms available for Purchase , Refinance or Remortgage:

  • Fixed Rates
  • 30 Year Fixed Rate Mortgage
  • 25 Year Fixed Rate Mortgage
  • 15 Year Fixed Rate Mortgage
  • 10 Year Fixed Rate Mortgage
  • Adjustable Rate Mortgages(ARM'S)/ Variable Rate Mortgage
  • 5/1 ARM LIBOR/TREASURY Mortgage
  • 3/1 ARM LIBOR/TREASURY Mortgage
  • 1/1 ARM LIBOR/TREASURY Mortgage
  • Interest Only Payments

Mortgage Program Options: