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Grass Valley

Grass Valley Mortgage-Home Loans.

Why getting a mortgage from a bank will soon be a thing of the past.

The "too big to fail" banks are now facing higher scrutiny from mortgage borrowers and the United States Government. In recent years the banks have made great profits at the expense of consumers. Reduced competition due to the recent financial disaster caused many brokers, banks and lenders to go out of business. This has given banks that received financial stimulus from the government, free reign to increase their interest rates and fees.

Also by having their lobbyists influence law makers to write favorable laws on their behalf they are able to increase their fees to mortgage borrowers. Soon new legislature is expected to turn the tables around and even out the playing field on the side of the American Consumer and home owner. New smaller and competitive lenders are making loans available to home owners and first time buyers. EKV Financial is one of these discount online lenders offering low interest rates and closing costs. We pride ourselves in offering competitive home equity loan rates and great customer service. We also provide the added benefit of a mortgage website that provides news and money saving information to our home loan clients. As a mortgage broker we can submit you loan to many lenders with one credit report.

If you are looking to refinance or purchase a home, now is a great time. Due to the slow down in United States economy, interest rates have remained very low. Lower interest rates means cheap or low monthly mortgage payments for mortgage borrowers.

Get your mortgage quote from us and get today's best mortgage interest rates. Compare our rates and fees side by side with your bank, broker or credit union. In many cases we can save you $3000 - $6000 over your current quote. You will also deal with the same mortgage or house loan specialist from beginning to end.

Please fill out our contact form and one of our friendly loan representatives will provide you with a no obligation mortgage quote.

Reduce your monthly expenses by consolidating your bills. Take advantage of the equity in your home and consolidate your credit cards, car loans or second mortgage into one manageable home equity loan. Consolidating your bills will leave you with more money at the end of each month and allow you to write off more of your debts.

Home improvements will help you keep and even increase the value of your home. If your house needs updating or a full rehab cheaper money is available now. A new kitchen or bathroom remodel can potentially increase your homes value. Even if you don't plan to sell your house you will obtain greater enjoyment from your home if its in good condition while protecting your investment for many years to come. By taking advantage of today's lower interest rates you can possibly get a new mortgage without an increase in your current monthly payments.

Bring us your 1st mortgage quotes from Bank of America, US Bank or Wells Fargo and save.

Mortgage Payment Terms available for Purchase , Refinance or Remortgage:

  • Fixed Rates
  • 30 Year Fixed Rate Mortgage
  • 25 Year Fixed Rate Mortgage
  • 15 Year Fixed Rate Mortgage
  • 10 Year Fixed Rate Mortgage
  • Adjustable Rate Mortgages(ARM'S)/ Variable Rate Mortgage
  • 5/1 ARM LIBOR/TREASURY Mortgage
  • 3/1 ARM LIBOR/TREASURY Mortgage
  • 1/1 ARM LIBOR/TREASURY Mortgage
  • Interest Only Payments

Mortgage Program Options: