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Merced-FHA

Merced FHA Mortgage Home Loans

How to save thousands in fees on your next FHA Mortgage Loan

Many people are turning to FHA home loans to refinance or purchase. Not all lenders are alike and you can save a lot of money in fees and closing costs by choosing EKV Financial. Get your next mortgage with us and you will be pleased with the results.

Whether you are a first time home buyer or simply want to cut back on your monthly mortgage payments. We can save you thousands of dollars with an FHA Loan. Our low overhead and streamlined lending process allow us to pass great savings on to our mortgage customers.

Compare our mortgage rates and fees with your bank, broker or credit union and you will agree. We have the best rates. Some lenders don't even offer FHA Mortgages. On average our mortgage customers save $3000 to $6000 in closing costs and thousands in interest rates.

You won't get the run around with us. You will work with the same account manager from beginning to end. As a mortgage broker we can also submit your file to many of our wholesale lenders with just one credit report.

We are a competitive lender and will work hard for your business.


FHA Products we offer:

  • FHA Mortgage Purchase/Refinance
  • FHA Streamline Refinance
  • Jumbo FHA Mortgage
  • FHA Home Improvement Rehab

FHA Payment Terms Available:

  • FHA 30 Year Fixed Rate
  • FHA 15 Year Fixed Rate and Term
  • FHA 5 Year Treasury ARM
  • FHA 3 Year Treasury ARM
  • FHA Interest Only

Location

Merced, CA
United States
37° 18' 7.7868" N, 120° 28' 58.6848" W

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FHA Mortgage News

  • Angry Greeks vote in cliffhanger election
    2012-05-06 05:50

    ...

  • FHA Delays Loan Rule on Borrower Credit Disputes
    2012-04-23 19:50

    After being criticized that a new rule could shut out too many borrowers, the Federal Housing Administration says it will postpone implementing the rule, which would make it tougher for borrowers with credit disputes on their records to qualify for an FHA-backed mortgage.

  • HUD INDEFINITELY DEBARS FOUR INDIVIDUALS FOLLOWING REVERSE MORTGAGE SCAM THAT TARGETED SENIORS
    2012-04-19 09:50

    WASHINGTON - The U.S. Department of Housing and Urban Development (HUD) today announced the indefinite debarment of three South Florida mortgage loan officers and a Pittsburgh title agent following their criminal convictions on charges they defrauded elderly borrowers, mortgage lenders and the Federal Housing Administration (FHA). Marcos Echevarria, Louis Gendason, John Incandela and Kimberly Mackey pled guilty to charges of conspiracy to commit wire fraud for their part in a $2.5 million nation-wide reverse mortgage scam. All four individuals are currently serving prison terms.

  • Lawsuits Accuse Banks of REO Neglect in Minority Areas
    2012-04-18 19:50

    The National Fair Housing Alliance has filed a second discrimination lawsuit against a bank for allegedly poor upkeep of foreclosures in minority areas compared to foreclosures in mostly white neighborhoods. The NFHA says more lawsuits are coming, too. 

  • Jobs recovery suffers setback in March
    2012-04-07 09:50

    ...

  • FHA Fees to Increase on Monday
    2012-04-06 19:50

    The upfront insurance premium charged on FHA-insured mortgages for home purchases will increase from 1 percent to 1.75 percent on April 9, and the annual FHA mortgage insurance premiums will rise by one-tenth of a percentage point.

  • FHA Fees to Increase on Monday
    2012-04-06 16:50

    The upfront insurance premium charged on FHA-insured mortgages for home purchases will increase from 1 percent to 1.75 percent on April 9, and the annual FHA mortgage insurance premiums will rise by one-tenth of a percentage point.

  • HUD'S MORTGAGEE REVIEW BOARD PERMANENTLY HALTS AMERICAHOMEKEY FROM DOING BUSINESS WITH FHA
    2012-03-30 05:50

    WASHINGTON - The U.S. Department of Housing and Urban Development's Mortgagee Review Board (MRB) today announced that it is immediately and permanently withdrawing approval for AmericaHomeKey, Inc. (AHK) to originate and underwrite new mortgages insured by the Federal Housing Administration (FHA). In addition, the MRB is imposing $268,000 in penalties against the Dallas-based mortgage lender for repeated and serious violations of FHA requirements.

  • FHA Loan Apps Rise as Borrowers Try to Beat Fee Hikes
    2012-03-29 19:50

    Mortgage applications for FHA loans soared 11 percent in one week, according to a new report. 

  • FHA ANNOUNCES PRICE CUTS TO ENCOURAGE STREAMLINE REFINANCING
    2012-03-08 19:50

    WASHINGTON - Today, Acting Federal Housing (FHA) Commissioner Carol Galante announced significant price cuts to FHA's Streamline Refinance Program that could benefit millions of borrowers whose mortgages are currently insured by FHA. Beginning June 11, 2012, FHA will lower its Upfront Mortgage Insurance Premium (UFMIP) to just .01 percent and reduce its annual premium to .55 percent for certain FHA borrowers.

HUD Mortgage News

  • HUD REFINES ITS FINANCIAL SYSTEMS MODERNIZATION PLANS
  • HUD AWARDS $2.3 BILLION TO MORE THAN 3,000 PUBLIC HOUSING AUTHORITIES TO IMPROVE, PRESERVE PUBLIC HOUSING ACROSS THE U.S.
  • HUD DEPUTY SECRETARY ANNOUNCES $22 MILLION AWARD FOR THE DALLAS HOUSING AUTHORITY TO REVITALIZE PUBLIC HOUSING, TRANSFORM SURROUNDING NEIGHBORHOOD
  • Pregnant Women Reimbursed Over Mortgage Denials
  • HUD PROPOSES NEW RULE TO IMPROVE HOME PROGRAM
  • HUD AWARDS NEARLY $8 MILLION FOR ASTHMA INTERVENTION AND TO PROTECT THOUSANDS OF CHILDREN FROM HEALTH HAZARDS IN THEIR HOMES
  • HUD PROVIDES RENTAL ASSISTANCE VOUCHERS TO HELP MORE THAN 2,500 FAMILIES STAY TOGETHER
  • NEW HUD CAMPAIGN EMPOWERS HOMEOWNERS TO RECOGNIZE, AVOID, AND REPORT SCAMS
  • HUD EXPANDS JOB AND CONTRACTING OPPORTUNITIES FOR LOW-INCOME INDIVIDUALS AND THE BUSINESSES THAT HIRE THEM
  • HUD SECRETARY ANNOUNCES DISASTER ASSISTANCE FOR NEW JERSEY STORM VICTIMS
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