Property Inspection Requirements
Termite, Well and Septic Inspections
• Properties under one year old require mandatory inspection, treatment and testing, even if previously
occupied.
• For exting properties over one year old, inspection and/or testing is only required if:
- The appraisal indicates there may be a problem or that problems are common in the area.
- Mandated by the state or local jurisdiction (see below).
- Required by the sales contract.
- A water purification system is present. If the water supply does not test safe without the
purification system, then the requirements must be met.
• Wells and Other Water Systems: FHA Single Family Reference Guide
• Septic Systems:
Ch 1, Pg 1-21
FHA Single Family Reference Guide
State and Local Requirements
Ch 1, Pg 1-20
• May rely on the appraiser and Realtor for notification of
mandatory state or local inspections.
