Borrower Eligibility
Eligible:
• Individuals with a valid U.S. Social Security Number (SSN).
• Permanent and non-permanent Resident Aliens, provided they:
- Have a valid SSN.
- Are eligible to work in the U.S.
- Occupy the property as a principal residence
Ineligible:
Any type of borrower not listed as eligible, including but not limited to:
• Any individual without a valid U.S. SSN.
• Individuals with a U.S. Individual Taxpayer Identification Number (ITIN). An ITIN is formatted like a
SSN but begins with “9”. No valid SSN begins with a “9”.
• Investors, except for streamline refinance without appraisal.
• Foreign nationals and borrowers with diplomatic immunity.
• Inter vivos or “living” revocable trusts
